Ravi Mikkelsen

Title: Co-Founder & CEO

Organization: Atmos Financial

Ravi is the Co-founder and CEO of Atmos Financial, a financial technology company that offers the most climate-positive bank accounts on the planet. Atmos offers customers high-yield, fully-liquid savings & checking accounts that are leveraged to create low-cost loans to make solar and electrification affordable and accessible for all. Outside of Atmos, Ravi enjoys spending time with his wife and two year old out in nature. 

Ravi has been fighting climate change since August 2000 when he had a moment of clarity that his  mission in life was to help the world transition off of fossil fuels. Since then, he’s researched and  developed a variety of technologies, launched a non-profit that transitioned school districts across the  country to switch from PetroDiesel to BioDiesel, and acted as a community activist by speaking at rallies  of thousands of people. 

Ravi ultimately came to the conclusion that finance was the “Archimedes Lever” needed to facilitate change. Since 2013, he has been connecting cleantech startups with corporate and project capital providers, from small angel investments to billion-dollar private equity transactions. Prior to the launch of Atmos, Ravi developed a loan model to help reduce the cost of solar financing by refinancing unsecured solar loans with a HELOC and/or mortgage refinancing instrument. This model was adopted by an existing financial technology company which has since deployed more than $6B in residential solar loans into the market.